Flat-Rate Real Estate.
No Percentages. Just Results.
The NAR settlement changed everything. OneRateHomeSales.com was built for this new era — pre-agreed flat fees, total transparency, and savings of $10,000–$25,000+ on every transaction.
Prefer to talk? Contact an agent →Lock 2026 flat-fee rates — per-market onboarding slots are limited each month.
The NAR Settlement Changed
Real Estate Forever
On August 17, 2024, the $418 million NAR settlement took effect, fundamentally reshaping how homes are bought and sold across the United States. Read the full guide →
The Old System
- Sellers automatically paid 5–6% total commissions
- MLS listings advertised buyer agent compensation
- No written agreement required before touring homes
- "Whatever the seller offers" was acceptable language
- Agents incentivized to push higher sale prices
The New Rules
- MLS can no longer show buyer agent compensation
- Written buyer-broker agreement required before touring
- Exact compensation must be stated (flat fee, %, hourly)
- Open-ended terms like "whatever seller offers" banned
- Buyers often directly responsible for agent compensation
Key takeaway: Buyer's agent commissions have remained around 2.3–2.5% in many markets, but now buyers are often directly responsible for paying their agent — creating new costs, negotiations, and potential deal friction. The flat-rate model removes all of this complexity.
Why Flat-Rate Wins in the
Post-NAR-Settlement World
OneRateHomeSales.com's flat-rate, pre-agreed model is the clearest winner in this new environment. How flat-rate selling works →
Perfect NAR Compliance
The new rules require buyers to sign a written agreement specifying exact, objective compensation (e.g., "$4,995 flat fee") before any showings. Our flat-rate pre-agreement satisfies the rule immediately — no last-minute haggling, no open-ended language, full legal compliance from day one.
Total Cost Predictability
Traditional commissions scale with sale price. On a $600,000 home, 3% = $18,000 — and the buyer's side may now come directly out of the buyer's pocket. Flat rate eliminates this entirely. You know the exact dollar amount on day one.
Massive Savings
Post-settlement, buyer's agents still charge ~2.4% on average. Our flat-rate model ($3,000–$5,995 full service) routinely saves sellers $10,000–$25,000+ on median-priced homes.
No Conflicts of Interest
Percentage commissions rewarded higher sale prices and steering toward co-broke payouts (now banned on MLS). A fixed fee aligns incentives with service quality and successful closing, not inflating the transaction.
Simpler Negotiations
In the new world, every offer can turn into a commission negotiation ("Will the seller pay my agent's 2.5%?"). A pre-agreed flat fee removes commission from the offer entirely. The purchase contract stays clean.
Works for Everyone
Sellers get MLS exposure without 2.5–3%. Buyers get full representation without a 2–3% blank check. Same flat-rate, pre-agreed structure — no dual-agency confusion, no "who pays what" debates.
Future-Proof
As more buyers go unrepresented and states add disclosure rules, flat-rate pre-agreements are already aligned with the industry's direction: clear scope, clear price, agreed in advance.
The Bottom Line
The NAR settlement ended the era of hidden, automatic, percentage-based commissions. In its place: clear, written, upfront agreements. Our flat-rate model doesn't just comply — it was built for them.
Lock In Your Flat Fee TodayHow Flat-Rate Home Sales Works
Simple, transparent, and fully compliant with the post-2024 NAR rules.
Pre-Agree Your Flat Fee
Sign a written agreement specifying your exact flat-rate compensation before any showings or listings. Fully NAR-compliant from day one.
Full-Service Execution
Professional MLS exposure, marketing, negotiations, and closing support — the same full service, without percentage-based pricing.
Close with Confidence
No commission math at the closing table. No last-minute surprises. Clean contracts, faster deals.
See What You Save
Drag the slider to your home price — compare traditional commissions vs. flat-rate pricing instantly.
Illustrative math: flat fee $4,995 up to $600K, $5,995 above. Confirm your market's package →
| Home Price | Traditional 3% | Traditional 6% | Our Flat Rate | You Save |
|---|---|---|---|---|
| $300,000 | $9,000 | $18,000 | $4,995 | $4,005–$13,005 |
| $500,000 | $15,000 | $30,000 | $4,995 | $10,005–$25,005 |
| $750,000 | $22,500 | $45,000 | $5,995 | $16,505–$39,005 |
| $1,000,000 | $30,000 | $60,000 | $5,995 | $24,005–$54,005 |
Flat-rate pricing shown for illustrative purposes. Contact us for current package details and availability in your market.
Where the savings land
Illustrative scenarios using the same math as the table above — not client claims.
"A $425,000 starter home at 2.5% buyer-side plus 2.5% listing-side is $21,250 in commissions. The flat-rate equivalent keeps roughly $16,000+ with the seller's equity instead."
"A relocating buyer quoted 2.4% on a $650,000 purchase faced a $15,600 representation bill. A pre-agreed flat fee turns that into a known, fixed line item from day one."
"On a $900,000 listing, even a discounted 4.5% total is $40,500. Flat-rate full service at this tier runs under $6,000 — the difference funds the move itself."
What did the NAR settlement change?
Effective August 17, 2024, MLS listings can no longer advertise buyer-agent compensation, buyers must sign a written broker agreement with exact compensation before touring, and open-ended terms like "whatever the seller offers" are banned. Buyer-agent commissions (~2.3–2.5%) are now often paid directly by buyers.
How does flat-rate pricing work?
You pre-agree an exact dollar amount (for example $4,995) in a written agreement before any showings or listings. That fixed fee covers full service — MLS exposure, marketing, negotiation, and closing support — with no percentage of the sale price.
How much can I save versus a 3% or 6% commission?
On a $500,000 home, 3% is $15,000 and 6% is $30,000. A $4,995 flat fee saves roughly $10,005–$25,005 on that transaction. Use the savings calculator below with your own home price.
Is flat-rate NAR-settlement compliant?
Yes. The new rules require exact, objective compensation stated in writing before touring. A flat dollar fee satisfies that requirement immediately — no percentages, no vague promises, no last-minute haggling at closing.
Do I still get MLS exposure and full service?
Yes. Flat-rate covers professional MLS listing, marketing, showings coordination, offer negotiation, and closing support — the same full-service scope, just without percentage-based pricing.
Is oneratehomesales.com itself for sale?
Yes. This exact-match premium domain plus its brand assets are available for acquisition by brokerages, agent teams, or proptech ventures. Inquiries go to [email protected] and transfer via secure escrow.
Ready to Ditch the Percentages?
Lock in a fair flat fee before you start. Selling, buying — or acquiring this premium domain.
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